FAQ

What do the following terms mean – same day loans, one hour payday loans, no teletrack payday loans?

When you apply for our same payday loans you will be able to get short term, unsecured loans or cash advance. This is called payday loans because the loan duration is until your subsequent payday. Same day loans are very helpful when you have an unexpected expense to meet and you do not have any cash readily available. Cash advance of paycheck loans will help you avoid unnecessary expenses on bounced check fees, late payment penalties. You can apply for your same day loans online and have the loan amount credited to your bank account on the same day.

How long does the entire process take?

You will be able to get your loans approved in just a few hours. We will wire the money directly to your savings or checking account. With our one hour payday loans no faxing required you will be able to get your money within minutes.

What are the requirements to apply for no teletrack payday loans?

Unlike qualifying for your traditional credit when you apply for no teletrack payday loans the approval process is much faster. We consider your paycheck and your job as the collateral when you apply for no teletrack payday loans. Here are the list of requirements to qualify for our no teletrack payday loans:

• You should be at least 18 years old and be a U.S citizen
• You must be employed currently and receive regular income
• You should earn a minimum of $1000 per month
• You should not be active in the military
• You should not be currently in default or in the process of getting your no teletrack payday loan with another lender.
• You should possess a savings or checking account with direct deposit facility
• You should provide accurate information while filling out the application form

Is my personal information submitted to you secure?

Your personal information is 100% safe with us. We have taken all the required security measures to guarantee your online security. We use 128 bit Secure Socket Layer (SSL) protection to ensure that your online transactions are not intercepted by any third parties.

What kind of collateral is needed when I apply for your same day loans?

We use your job and your paycheck as collaterals when you apply for our same day loans.

Can I apply for no teletrack payday loans if I have bad credit, bankruptcy, charge-offs or NSFs?

You can certainly apply for one hour payday loans no faxing even if you have the above credit related problems. Majority of our customers have sub prime credit when they apply for their no teletrack payday loans.

Is direct deposit an essential requirement to apply for one hour payday loans?

Yes as per our current terms and conditions your application will be approved only when your paycheck is direct deposited as this eliminates unnecessary waste of time in processing your loans.

Do you charge any application fees?

We do not charge any application fees when you apply for your same day loans.

How do you determine the loan amount?

We qualify the payday loan amount based on direct deposit amount and based on the other information you furnish us while applying for your same day loan amount.

What is the duration given to pay back my same day loans?

Your same day loans have to be paid when your subsequent paycheck is received. It cannot be longer than 18 days. You also have the option of extending the loan at the current interest rate.

How frequently can I make use of your no teletrack payday loans service?

You can make use of our one hour payday loans services as frequently as required as we are here to assist you with all your urgent short term loan needs. However, you need to be mindful that you should not make use of payday loans if you have on-going budget crisis from payday to payday. Extensive dependence on payday loans can result in financial pressure in the long run. For further assistance on debt management kindly contact National Foundation for Credit Counseling (1-800-388-2227).