FAQs for Online Payday Loans or Cash Advance?
What is a cash advance?
A cash advance provides you with emergency
cash when you need it most. This is usually
between pay days. Simply complete our fast
online application and your cash will be
directly deposited into your checking or
savings account.
How much can I get?
All customer loan limits will be based
on amount of income. The more income a customer
can provide for our records, the higher
the lending amount up to $1000.00. As a
guideline, a new customer can borrow at
a lower percentage of their net income per
pay period. Once a brief lending history
has been established with us, a customer's
lending limit will be increased to 50% of
their net income per pay period.
What are the requirements to get
a payday loan?
1. Customer not in the military.
2. Has a bank account and preferably checking
account with direct deposit.
3. Employed for at least 6 months and making
at least $1200-$1500/month
income.
4. Provides accurate banking information
and other information on the form and fills
out the online form completely.
5. Not in default on another payday loan
or not actively in the process of getting
a payday loan with another lender.
Can I get the loan if I have bad
credit?
Yes! Perfect credit is NOT required! All
applicants will be given the same consideration.
It is our business to help. People with
bad credit or poor credit will also get
payday loans. Our application process will
work with you to approve your loan request
and establish a loan amount that is right
for you!
What does it cost?
Submitting a Loan Application is Free.
If you are approved, you will be charged
a small fee based on the loan amount. You
will see this fee in your documents and
be given the option to agree to it before
we issue the funds to your account.
When do I repay the loan?
Your repayment is due within 14 days of
receiving the funds. The minimum required
payment will be deducted from your bank
account automatically when those 14 days
expire. You also get the option to extend
the loan amount for up to 31 days from the
time. you received your cash advance
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